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Headshot-(low-res Cropped)Kevin.jpg

My philosophy is simple: the Golden Rule. I treat you the way I myself wish to be treated, as a unique individual human being who has value and purpose and a place in this world. You are a person, not a prospect, and I respect and honor that truth at all times and in all I do.

CA DRE License #01073061
NMLS ID 887561

Kevin Michael Melody, Inc.
NMLS ID 1564245


I've been an active mortgage and real estate professional since 1990. I have a wide range of experience that includes all types of mortgage financing and real estate sales.

Since 2013 my primary focus has been on helping seniors with Reverse Mortgage financing and my philosophy is simple: the Golden Rule. You are a person, not a prospect, and your story matters to me.

I operate as a direct lender for conventional, government and reverse mortgage financing and as a broker for portfolio and niche products and I will draw upon all my knowledge, experience and resources to ensure you get the loan that best fits you and your unique situation at the lowest possible rate and cost and with the highest possible standard of personal service.

I will take the time to listen to you, understand your story and address your particular needs in the way that is best for you. I will never rush you or push you before you are ready. Call me any time, even if it's just to chat.

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